PCI DSS v4.0
Security

Incident Response Policy Template

Incident response plan for suspected or confirmed cardholder data breaches and security events.

What This Policy Covers

Purpose and Scope-Policy objectives and triggering conditions.
Incident Response Team-Roles, responsibilities, and 24/7 contact requirements.
Incident Classification-Severity levels and cardholder data breach criteria.
Detection and Analysis-Alert triage and investigation procedures.
Containment and Eradication-Immediate response and root cause elimination.
Card Brand and Acquirer Notification-Notification timelines and procedures for Visa/Mastercard.
Post-Incident Review-Lessons learned and policy update process.
Annual Testing-Tabletop exercise and simulation requirements.

Required Sections

A compliant Incident Response Policy for PCI DSS v4.0 must include the following8 sections. Each section addresses a specific control requirement that auditors will review.

1

Purpose and Scope

Policy objectives and triggering conditions.

2

Incident Response Team

Roles, responsibilities, and 24/7 contact requirements.

3

Incident Classification

Severity levels and cardholder data breach criteria.

4

Detection and Analysis

Alert triage and investigation procedures.

5

Containment and Eradication

Immediate response and root cause elimination.

6

Card Brand and Acquirer Notification

Notification timelines and procedures for Visa/Mastercard.

7

Post-Incident Review

Lessons learned and policy update process.

8

Annual Testing

Tabletop exercise and simulation requirements.

Generate a Customized Version

This template shows the required structure. PoliWriter generates a fully customized Incident Response Policy that references your actual cloud providers, identity systems, tools, and team practices — ready for auditor review.