PCI DSS v4.0
Technical

Encryption Policy Template

Cryptographic controls for protecting cardholder data in transit and at rest, including key management.

What This Policy Covers

Purpose and Scope-Policy objectives and cardholder data encryption scope.
Approved Cryptographic Standards-AES-256, RSA-2048+, TLS 1.2+ requirements.
Key Management Lifecycle-Key generation, storage, distribution, rotation, and retirement.
Encryption in Transit-TLS version requirements and certificate management.
Encryption at Rest-Database and file-level encryption requirements.
Key Custodian Responsibilities-Roles, split knowledge, and dual control requirements.
Cryptographic Inventory-Certificate and encryption key tracking.

Required Sections

A compliant Encryption Policy for PCI DSS v4.0 must include the following7 sections. Each section addresses a specific control requirement that auditors will review.

1

Purpose and Scope

Policy objectives and cardholder data encryption scope.

2

Approved Cryptographic Standards

AES-256, RSA-2048+, TLS 1.2+ requirements.

3

Key Management Lifecycle

Key generation, storage, distribution, rotation, and retirement.

4

Encryption in Transit

TLS version requirements and certificate management.

5

Encryption at Rest

Database and file-level encryption requirements.

6

Key Custodian Responsibilities

Roles, split knowledge, and dual control requirements.

7

Cryptographic Inventory

Certificate and encryption key tracking.

Generate a Customized Version

This template shows the required structure. PoliWriter generates a fully customized Encryption Policy that references your actual cloud providers, identity systems, tools, and team practices — ready for auditor review.